Information for Buyers & Sellers- What You Need to Know


Protecting Your Family From Lead In Your Home
If you're planning on buying, renting, or selling a home built before 1978, you are encouraged to check for lead. Many homes built before 1978 have paint that contain high levels of lead which can pose serious health threats. Download the EPA guide to protect your family. As there are numerous potential hazards associated with lead-based paint, a risk assessment or inspection for such hazards is recommended prior to purchase. You can download the disclosure form here.

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Illinois Seller Disclosure Law
October 1, 1994, the Illinois Residential Real Property Disclosure Act went into effect. The ACT is a consumer protection law designed to give buyers the benefit of the seller's knowledge about the condition of the property they are buying. The report is a series of questions intended to have the home seller disclose any know material defects about the property. Under the Act, a material defect is defined as a condition that would have a substantial adverse effect on the value of the residential real property or that would significantly impair the health or safety of future occupants of the residential real property, unless the seller believes the condition has been corrected. You can download the disclosure form and learn more about the law by clicking the box below.

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Mold and Mildew
Molds are small spores found almost everywhere as most surfaces of a building provide enough nutrients to support its growth. When molds are present in significant quantities, they can present in allergic reactions. Adverse health effects include watery eyes, runny nose, wheezing and the like. What's more is mold can cause structural damage to a home. Testing for mold may be difficult and expensive, but the seller must disclose any knowledge of mold and mildew to the buyer. The disclosure may be downloaded and you can learn more about the effects of mold and mildew published by the Illinois Department of Public Health.

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Radon Testing Guidelines
As Radon is a cancer causing Radioactive gas (More Information about Radon), The Illinois Emergency Management Agency (IEMA) strongly recommends that ALL home buyers have an indoor radon test performed prior to purchasing or taking occupancy conducted by a licensed technician. Learn more about the Seller's Disclosure of Information on Radon Hazards.

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Fair Housing
Buying and selling a home is a significant event in a persons life as it represents their hopes, aspirations and ultimately their economic destiny. The Fair Housing Act states that it is illegal to discriminate the sale, lease or rental of housing due to race, color, religion, sex, handicap, familial status or national origin. As a seller, there are a number of items you should be aware of when putting your home on the market. Download the Fair Housing Seller Guide

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Carbon Monoxide Detector Law
Carbon Monoxide is known as the "Silent Killer" because it is odorless and colorless. Also know as CO, it is a poisonous gas that prohibits the body from absorbing oxygen when inhaled. Illinois state law requires that every home be equipped with carbon monoxide detectors. Learn more about the law and its requirements.

Requirements for Septic Systems Owners
When you live in areas that are not served by municipal or sanitary sewer systems, homes are equipped with septic systems. The State of Illinois enforces the Private Sewage Disposal Code and as a home buyer and homeowner there are a number of mandated requirements. Download the brochure to obtain the guide to help you understand your responsibilities.

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Zoning Basics You Should Know
Local government regulation of how a property can be used by its owners is called zoning. Zoning districts, zoning and demolition, variances and use restrictions are all terms that homeowners and buyers should be familiar with when searching for a property to buy. Download this brochure to get a better understanding of the basics of zoning.

Zoning Map

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